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Long Term Care Planning Issues |
AT WHAT AGE SHOULD YOU BUY LONG-TERM CARE INSURANCE? (11/01/00)--
At what age should you buy long-term care insurance? Often the advice is, the earlier the better. It's not uncommon to see insurance carriers and some experts recommend that people buy a long-term care (LTC) policy while they are still in their 40s. Yet most people who buy individual policies wait until they are in their 60s.
Click here for the complete article.WHY YOU SHOULD CONSIDER BUYING LONG-TERM CARE INSURANCE (08/31/00)--
Many Americans know that they, their spouse or perhaps their parents may well require long-term care at some point in their life-perhaps for life-either at home or in a long-term care (LTC) facility. And many Americans know that the cost of this care is not cheap. The average annual cost for a nursing home is roughly $45,000 -double that in some areas. The United Seniors Health Cooperative projects that average nursing home costs will double in the next decade.
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